Hourly Wage After Taxes: Annual, Biweekly & Monthly Take-Home (2026)

$20 an hour is approximately $36,400/year after taxes in Texas or Florida, or approximately $31,900/year in California. Below: annual, biweekly, weekly, and monthly after-tax take-home for every common hourly wage — across no-tax states (TX/FL/WA), California, and New York. Single filer, standard deduction, 40 hrs/week, 2026 federal rates.

On this page: Full reference table · $20/hr · $25/hr · $18/hr · $15/hr · How taxes work · FAQs

Hourly wage after taxes: full reference table (2026)

All figures assume a single filer, standard deduction, 40 hours/week, 52 weeks/year. No-tax states (TX/FL/WA) = federal income tax + FICA only. California includes CA state income tax + SDI. New York includes NY state income tax.

Hourly Rate Annual Gross TX/FL/WA — Annual TX/FL/WA — Biweekly TX/FL/WA — Monthly CA — Annual CA — Biweekly NY — Annual
$13/hr $27,040 ~$25,500 ~$980 ~$2,125 ~$21,500 ~$826 ~$21,300
$15/hr $31,200 ~$28,100 ~$1,080 ~$2,342 ~$23,900 ~$918 ~$23,800
$16/hr $33,280 ~$29,400 ~$1,131 ~$2,450 ~$25,300 ~$974 ~$25,100
$18/hr $37,440 ~$33,000 ~$1,270 ~$2,750 ~$28,300 ~$1,088 ~$28,100
$20/hr $41,600 ~$36,400 ~$1,400 ~$3,033 ~$31,900 ~$1,228 ~$31,600
$22/hr $45,760 ~$39,500 ~$1,520 ~$3,292 ~$34,800 ~$1,340 ~$34,500
$25/hr $52,000 ~$44,500 ~$1,710 ~$3,708 ~$39,700 ~$1,526 ~$39,200
$27/hr $56,160 ~$47,400 ~$1,823 ~$3,950 ~$42,400 ~$1,630 ~$41,800
$30/hr $62,400 ~$52,300 ~$2,012 ~$4,358 ~$46,400 ~$1,786 ~$45,700
$35/hr $72,800 ~$59,500 ~$2,288 ~$4,958 ~$52,500 ~$2,019 ~$51,600
$40/hr $83,200 ~$66,600 ~$2,562 ~$5,550 ~$58,500 ~$2,250 ~$57,400

Estimates only. Single filer, standard deduction, 40 hrs/week, 2026 federal + state rates. TX/FL/WA = federal income tax + FICA (no state income tax). CA includes California state income tax + SDI. NY includes New York state income tax. Excludes local taxes, pre-tax deductions, and benefits. For your exact take-home, use your state-specific calculator.

Know your take-home — file your taxes right

Once you know your annual take-home from the table above, these tools make sure you keep as much of it as possible at tax time:

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$20 an hour after taxes: annual, biweekly, and monthly (2026)

At $20/hour working 40 hours per week, your gross annual income is $41,600. After federal income tax, FICA (Social Security + Medicare), and state income tax:

The difference between Texas and California at $20/hour is approximately $4,472/year — or $86 per week — entirely due to California's state income tax. Over 10 years at the same wage, that gap compounds to approximately $44,720 before accounting for cost-of-living differences.

For a precise calculation including your specific hours and deductions, use the Texas hourly paycheck calculator or California hourly paycheck calculator.

$25 an hour after taxes: annual, biweekly, and monthly (2026)

At $25/hour (40 hrs/week), gross annual income is $52,000. At this wage you begin entering the 22% federal bracket on a portion of income, which slightly increases your effective federal rate compared to $20/hr. After all taxes:

The Texas vs California gap at $25/hour is approximately $4,784/year — slightly larger than at $20/hr because California's progressive rates apply more aggressively as income rises.

For state-specific accuracy: Florida hourly calculator · California hourly calculator.

$18 an hour after taxes: annual, biweekly, and monthly (2026)

At $18/hour (40 hrs/week), gross annual income is $37,440. Most of this income falls in the 12% federal bracket. After all taxes:

The annual gap between no-tax states and California at $18/hour is approximately $4,700/year.

$15 an hour after taxes: annual, biweekly, and monthly (2026)

At $15/hour (40 hrs/week), gross annual income is $31,200. After all taxes:

At $15/hour, your effective total tax rate in a no-tax state is approximately 10–12% — among the lowest for any full-time worker, because most of your income falls in the 10% and lower-12% federal brackets. California adds approximately $4,200/year in additional deductions at this wage.

How federal and state taxes reduce hourly take-home pay (2026)

Every US hourly paycheck has the same federal deductions regardless of state. Here's what comes out of a $20/hour paycheck ($800 gross weekly):

Tax Rate On $20/hr ($800/wk gross)
Federal income tax 10–22% (progressive) ~$58–$67/wk
Social Security (FICA) 6.2% ~$50/wk
Medicare (FICA) 1.45% ~$12/wk
TX/FL/WA state tax 0% $0
California state tax 1–13.3% (progressive) ~$9–$28/wk at $20/hr
Total (TX/FL/WA) ~15–18% effective ~$100/wk
Total (California) ~23–25% effective ~$186/wk

Why your effective tax rate is lower than your bracket rate

The federal tax system is progressive — only income above each threshold is taxed at the higher rate. A $20/hour worker earning $41,600/year doesn't pay 22% on their full income. They pay 10% on the first portion, 12% on the middle portion, and 22% only on income above the 12% bracket threshold. The result is an effective federal rate of approximately 7–9% at $20/hour — much lower than the marginal 22% rate. See the effective tax rate guide for a worked example, or marginal vs effective tax rate for when to use each.

Why state makes such a large difference

State income tax is the biggest variable in hourly take-home pay. No-tax states (Texas, Florida, Washington, Nevada, Wyoming, South Dakota, Alaska, Tennessee, New Hampshire) apply zero state income tax on wages, so federal + FICA is all you pay. High-tax states like California (up to 13.3%) and New York (up to 10.9%) can reduce annual take-home by $3,000–$8,000+ depending on your wage level. See best states for take-home pay for a full state-by-state ranking.

Filing your taxes as an hourly worker

Hourly W-2 workers file the same federal return as salaried employees — and can claim the same deductions. These tools make it straightforward:

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Related calculators

Hourly wage after taxes: FAQs

$20 an hour is how much a year after taxes?

$20 an hour is approximately $36,400 per year after taxes in Texas, Florida, or Washington (no state income tax), or approximately $31,900 per year in California. Based on 40 hours/week, 52 weeks/year, single filer, standard deduction, 2026 rates. Biweekly take-home is ~$1,400 (TX/FL) or ~$1,228 (CA). Monthly take-home is ~$3,033 (TX/FL) or ~$2,658 (CA). For your exact result, use the Texas or California hourly calculator.

$25 an hour is how much a year after taxes?

$25 an hour is approximately $44,500 per year after taxes in no-tax states, or approximately $39,700 per year in California. Biweekly take-home is ~$1,710 (TX/FL) or ~$1,526 (CA). Monthly take-home is ~$3,708 (TX/FL) or ~$3,308 (CA). At $25/hour you begin entering the 22% federal bracket on a portion of income, so the effective rate rises slightly compared to $20/hour.

$18 an hour is how much a year after taxes?

$18 an hour is approximately $33,000 per year after taxes in no-tax states, or approximately $28,300 per year in California. Biweekly take-home is ~$1,270 (TX/FL) or ~$1,088 (CA). Monthly take-home is ~$2,750 (TX/FL) or ~$2,458 (CA). Most income at this level falls in the 12% federal bracket.

$15 an hour is how much a year after taxes?

$15 an hour is approximately $28,100 per year after taxes in no-tax states, or approximately $23,900 per year in California. Biweekly take-home is ~$1,080 (TX/FL) or ~$918 (CA). Monthly take-home is ~$2,342 (TX/FL) or ~$1,992 (CA). Effective total tax rate in no-tax states at this wage: approximately 10%.

$20 an hour is how much biweekly after taxes?

At $20/hour (40 hrs/week), biweekly gross pay is $1,600. After federal income tax and FICA, biweekly take-home is approximately $1,400 in Texas or Florida or ~$1,228 in California. That equals $36,400/year (TX/FL) or $31,900/year (CA) annualized. Texas workers keep approximately $172 more per biweekly paycheck than California workers at the same wage.

$20 an hour is how much a month after taxes?

At $20/hour (40 hrs/week), monthly take-home after taxes is approximately $3,033/month in Texas or Florida, or ~$2,658/month in California. Derived from annual take-home ($36,400 TX or $31,900 CA) divided by 12.

How much is taken out of an hourly paycheck for taxes?

For most workers earning $13–$30/hour, total deductions are approximately 15–18% in no-tax states (federal income tax + FICA only) and 20–27% in California (adding state income tax and SDI). At $20/hour: federal income tax ~$58/week, FICA ~$61/week = ~$119/week total in Texas or Florida. California adds approximately $9–28/week in state tax at this wage level, raising total deductions to ~$186/week.

Why is take-home pay different in California vs Texas?

California levies a progressive state income tax (1%–13.3%) on top of federal obligations. Texas has no state income tax. At $20/hour, this means Texas workers take home approximately $4,472 more per year than California workers at the same gross wage. The gap grows with income — at $30/hour it reaches $5,824/year, at $40/hour $8,060/year — because California's rates increase progressively at higher income levels. See best states for take-home pay for a full state ranking.

Want to compare two states side by side at your exact salary? Use the state take-home pay comparison tool.

For a live calculator that includes your specific hours, deductions, and state: browse all state hourly paycheck calculators →